terms and condition

TERMS AND CONDITIONS OF USE

Last Updated: 14 April 2026

1. INTRODUCTION AND ACCEPTANCE

These Terms and Conditions (the "Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Clarity Media Leads ("Company," "we," "us," or "our"), governing your access to and use of the course and content platform, including any content, functionality, and services offered on or through our website (collectively, the "Services").

By clicking "I Agree," completing the registration process, or accessing any course materials, you expressly agree to be bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, you are prohibited from accessing or using the Services.

These Terms are applicable to users residing in or accessing the Services from the United States of America and the United Kingdom. Access to the Services is not authorized from any jurisdiction where such access or use would be contrary to local law or regulation.

2. ACCOUNT REGISTRATION AND SECURITY

To access certain features of the Services, including course content, you must register for an account. You agree to provide accurate, current, and complete information during the registration process. You are solely responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

3. PAYMENT TERMS; FINALITY OF COSTS

3.1 Pricing and Finality. All fees for the Services are quoted and payable in [USD/GBP] as specified at checkout. You acknowledge and agree that all costs are final and non-refundable. Once a transaction is completed, you shall not be entitled to a refund for any reason other than as explicitly set forth in Section 4 (Geographic Restrictions) or as required by non-excludable statutory rights under applicable law.

3.2 Waiver of Cancellation Rights (UK Residents). For Users residing in the United Kingdom, by completing your purchase and immediately accessing the digital course content, you expressly request and consent to the immediate performance of this contract. You acknowledge and agree that you will lose your statutory right of withdrawal under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 once access to the digital content is granted. Accordingly, no refund requests based on a "change of mind" will be entertained.

3.3 Waiver of Refund Rights (US Residents). For Users residing in the United States, you acknowledge that the Services consist of digital content provided instantly upon purchase. ALL SALES ARE FINAL. The Company maintains a strict no-refund policy, and by agreeing to these Terms, you waive any right to request a refund or chargeback.

4. GEOGRAPHIC RESTRICTIONS AND SERVICE LIMITATIONS

The Company operates and provides Services exclusively to users located within the United States of America and the United Kingdom. The Company's marketing and advertising efforts, including but not limited to paid advertising campaigns on third-party platforms, are explicitly configured and targeted to exclude the territory of Canada.

Specific Provision Regarding Canada:

The Company does not extend offers of service to, solicit business from, or target residents of Canada. In the event that a resident of Canada subscribes to or purchases access to any Course or Service, whether through the use of a VPN, proxy, misrepresentation of location, or any other means of circumvention, such access is strictly unauthorized and occurs entirely outside the knowledge and consent of the Company.

In such circumstances, the Company reserves the unconditional right to immediately and unilaterally terminate such access without prior notice. The Company shall refund the full cost paid by the User to the original method of payment, and upon the issuance of such refund, the Company's obligations to the User shall be deemed fully satisfied and extinguished. The User shall thereafter be prohibited from accessing the Course platform, content, or any associated materials.

Limitation of Liability for Unauthorized Access:

The Company has undertaken commercially reasonable measures to exclude Canadian residents from its target audience and to restrict the availability of the Services to the United States of America and the United Kingdom. Accordingly, in the event that a Canadian resident nonetheless gains access to and purchases the Services despite the Company's exclusionary measures, the Company expressly disclaims any and all liability arising from or relating to such unauthorized access. This includes, without limitation, any liability arising under Canadian consumer protection legislation, provincial or federal regulatory frameworks, data privacy laws, tax obligations, or any other legal or regulatory requirements of Canada or its provinces and territories. By proceeding with a purchase, any User located in Canada represents and warrants that they have done so in full knowledge of this restriction and assumes all responsibility and risk associated with such unauthorized access.

The refund mechanism set forth herein constitutes the User's sole and exclusive remedy, and the User agrees to indemnify and hold harmless Clarity Media Leads, its officers, directors, employees, and agents from any claims, damages, losses, or regulatory actions arising from the User's circumvention of the Company's geographic restrictions.

5. INTELLECTUAL PROPERTY RIGHTS

The Services, including but not limited to course videos, written materials, downloadable resources, trademarks, logos, and website design (collectively, "Content"), are owned by the Company or its licensors and are protected by copyright, trademark, and other intellectual property laws of the United States, the United Kingdom, and international conventions. You are granted a limited, non-exclusive, non-transferable, revocable license to access and view the Content for your personal, non-commercial use only.

6. PROHIBITED CONDUCT

You agree not to:

- Share your account credentials or course materials with any third party.

- Attempt to circumvent any geographic restrictions, including the use of virtual private networks (VPNs) to mask your actual location for the purpose of accessing the Services from a restricted territory.

- Copy, reproduce, or record any portion of the course content.

- Initiate a payment dispute or chargeback in violation of Section 8 of these Terms.

7. REFUND POLICY (GENERAL)

Except as required by applicable mandatory law (which, for the avoidance of doubt, does not include "change of mind" or "failure to use" the course) or the specific exception outlined in Section 4 regarding Canadian residents, the Company does not offer refunds of any kind. You are responsible for understanding this policy prior to completing any purchase.

8. CHARGEBACK AND DISPUTE POLICY

8.1 Prohibition of Chargebacks. You agree that you shall not, under any circumstances, initiate a chargeback request with your credit card issuer, bank, or payment processor (e.g., PayPal, Stripe) regarding any payment made to the Company.

8.2 Breach of Contract. By agreeing to these Terms and the finality of costs in Section 3, you agree that filing a chargeback constitutes a material breach of this Agreement and a default on your payment obligation. In the event a chargeback is filed, the Company reserves the right to:

(a) Immediately and permanently suspend your access to the Services and all associated accounts;

(b) Contest the chargeback through all available legal and administrative channels, providing evidence of these Terms and your acceptance thereof, as well as digital logs confirming your access to the course materials; and

(c) Pursue recovery of the full amount, plus any associated fees, penalties, or collection costs incurred by the Company, through a collections agency or legal proceedings in a court of competent jurisdiction.

8.3 Billing Inquiries. If you believe there has been an error in billing, you must contact the Company at [email protected] within seven (7) days of the transaction date. We will review the inquiry in good faith; however, the initiation of a chargeback prior to contacting the Company will be treated as a violation of this Section 8.

9. DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW IN THE UNITED STATES AND THE UNITED KINGDOM, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW (INCLUDING THE LAWS OF DELAWARE, USA AND THE LAWS OF ENGLAND AND WALES), IN NO EVENT SHALL CLARITY MEDIA LEADS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES. OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. NOTHING IN THESE TERMS SHALL LIMIT OUR LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY OUR NEGLIGENCE, OR FOR FRAUD OR FRAUDULENT MISREPRESENTATION.

11. GOVERNING LAW AND DISPUTE RESOLUTION

For Users in the United States of America:

These Terms shall be governed by the laws of the State of Delaware. Any dispute arising out of or relating to these Terms, including any chargeback recovery efforts, shall be resolved exclusively by binding arbitration in England and Wales.

For Users in the United Kingdom:

These Terms shall be governed by the laws of England and Wales. Any dispute shall be subject to the exclusive jurisdiction of the courts of England and Wales. Nothing in this Section 11 limits the Company's right to pursue collection of chargeback-related debts in the jurisdiction of your residence.

12. SEVERABILITY AND ENTIRE AGREEMENT

If any provision of these Terms is held to be invalid, the remaining provisions shall remain in full force and effect. These Terms constitute the entire agreement between you and the Company regarding the finality of costs and use of the Services.

13. CONTACT INFORMATION

For any questions regarding these Terms, please contact us at:

Clarity Media Leads

Email: [email protected]

Address: 86-90 Paul Street, London, England, United Kingdom, EC2A 4NE